One of the most well-known types of credit score are FICO Scores, created by the Fair Isaac Corporation. FICO Scores are used by many lenders, and often range from 300 to 850. Generally, a FICO Score above 670 is considered a good credit score on these models, and a score above 800 is usually perceived to be exceptional.
FICO’s 5 credit score factors
Payment history (35%)
Amounts Owed (30%)
Length of credit history (15%)
New credit (10%)
Credit mix (10%)
Why Having Great Credit Matters
Society is becoming increasingly dependent on using credit to make purchases and decisions.
These days, good credit is used for more than just getting a credit card or a loan.
More and more businesses are making the case that you must have good credit before they extend products or services to you.
It Affects Where You Live and How Much You Pay
It Affects What You Drive and Your Car Payment
It Can Affect Your Job Search
It Affects Your Ability to Start a Business
It Affects Other Monthly Bills
The Cost Of Bad Credit
Based on a $250,000 loan for 30 years
720 & above
Monthly Saved Over 30 Years
How it works
First, we analyze your credit reports and work with you to identify any questionable negative items hurting your score. We’ll build a custom game plan based on your unique situation.
Next, we challenge the identified negatives with the bureaus and your creditors. If they can’t prove that the items are accurate, fair and substantiated, they are required by law to remove them.
When a negative item is removed from your credit, we briefly celebrate (sometimes with cake). Then, we get back to work, tack- ling the other questionable items still on your reports.
Public Records Removals
Late Payment Removals
Student Loan Removals
5/24 Exclusive Service
We Are a Customer-Focused, Results-Oriented Organization Committed to Developing Strong Relationships, Delivering Predictable Results and Teaching Innovative Credit and Credit Score Solutions. Contact now for affiliation inquires: [email protected]
Thanks for cleaning up my credit report. My credit score increased enough for me to qualify for a new car.
Steven H. Telemarketer
Wow using aspirescore.com help me get into my FOREVER HOUSE, They helped me through the steps and it worked. My credit score is 100 points above from when I started
The process was smooth and I received my funds earlier. I would highly recommend Aspire Score to anyone looking for financial assistance.
Made me feel like a valued customer and I feel empowered to chart my own path after receiving funds through Aspire Score
Danielle P.Sales Representative
This was the beginning of a journey towards a better credit life and our first real opportunity to own a home! My husband and I are very grateful to the Life Conspiracy team for their support to help make it happen.
April M.Insurance agent
Just want to give a huge THANK YOU to Aspire Score!!!!! They repaired our credit to where we were able to get approved for our dream HOME! Thank you so much!!!!
Robert T.Administrative Assistant
So far everything’s been getting better and better with my scores! Thank you!
Arianna Z.General Assistant
They did a fantastic job! Raised my score by 50 points in two months. However. Will definitely recommend!!
We work with the credit bureaus and your creditors to challenge the unfair or inaccurate negative report items that affect your credit score. We’ll ensure your credit history is up-to-date, accurate, and reflects you honestly. This can all help to fix your credit.
Monitor Your Present
24/7 Credit Monitoring & Alerts powered by TransUnion keep you aware of the changes and updates on your report, and provide customized information and advice about how those reported items affect your score.
Build Your Future
Our customized tools, educational approach, and proven technology guide you through the tasks and action items you need to take in order to maintain a healthy score and work toward the restoration of your credit.
To Improve Our Customer’s Credit in a Timely Manner by Providing Affordable Credit Score Optimization Programs Tailor Made Around Their Needs.